In an attempt to K.I.S.S., I'm just going to outline a few first quarter goals. A full year is far too long for me - and way too easy to put things off.
1. Go back on Weight Watchers and lose 10 pounds. My jeans are just a leeeettle too tight these days.
2. Go back to a cash budget, Dave Ramsey style. With some significant adoption-related expenses coming up, we need to do a better job controlling our spending so we can save up over the next few months.
3. Hug Josh more often.